What technologies are used to protect payments
Payment security is a key element of trust in online casinos. Licensed operators are required to use advanced technology to protect transactions from fraud, data theft and unauthorized access. These solutions are implemented both at the level of payment gateways and in the casino infrastructure itself.
1. SSL/TLS connection encryption
All financial transactions take place through the secure https protocol.
Encryption of at least 128-bits (often 256-bits) prevents data interception during transmission.
Certificates are regularly updated and checked for validity.
2. Payment data tokenization
The real details of the card or wallet are replaced with a unique token.
Even when the server is hacked, attackers do not gain access to real data.
Used by leading payment providers (Visa, Mastercard, PayPal).
3. 3D Secure / 3D Secure 2. 0
Additional authentication for online payments.
Confirmation of the transaction via code in SMS, push notification or banking application.
Significantly reduces the risk of unauthorized write-offs.
4. PCI DSS Compliance
Compliance with the international standard for payment data security.
Includes storage encryption, regular auditing, and access control.
Licensed casinos only work with PCI DSS certified providers.
5. Antifraud system
Analyze each transaction for suspicious signs.
Identification of abnormal activity (many deposits in a short period, non-standard amounts, sharp change in IP).
The ability to block or freeze an operation before confirmation.
6. Real-time monitoring
Track all operations 24/7.
Instantly alert security when a risk is identified.
7. Cryptographic algorithms and HSM (Hardware Security Module)
Using hardware modules to generate and store cryptographic keys.
The highest level of protection against hacking and leakage of encryption keys.
8. Protection when working with cryptocurrency
Using cold wallets to store the bulk of funds.
Multistage authorization for translations.
Mandatory verification of transactions for compliance with AML requirements.
9. Result
Licensed casinos use multi-level payment protection, combining encryption, tokenization, authentication, PCI DSS standards and anti-fraud monitoring. These measures reduce the risk of fraud and ensure the safety of funds at each stage - from entering details to receiving money to the player's account.
1. SSL/TLS connection encryption
All financial transactions take place through the secure https protocol.
Encryption of at least 128-bits (often 256-bits) prevents data interception during transmission.
Certificates are regularly updated and checked for validity.
2. Payment data tokenization
The real details of the card or wallet are replaced with a unique token.
Even when the server is hacked, attackers do not gain access to real data.
Used by leading payment providers (Visa, Mastercard, PayPal).
3. 3D Secure / 3D Secure 2. 0
Additional authentication for online payments.
Confirmation of the transaction via code in SMS, push notification or banking application.
Significantly reduces the risk of unauthorized write-offs.
4. PCI DSS Compliance
Compliance with the international standard for payment data security.
Includes storage encryption, regular auditing, and access control.
Licensed casinos only work with PCI DSS certified providers.
5. Antifraud system
Analyze each transaction for suspicious signs.
Identification of abnormal activity (many deposits in a short period, non-standard amounts, sharp change in IP).
The ability to block or freeze an operation before confirmation.
6. Real-time monitoring
Track all operations 24/7.
Instantly alert security when a risk is identified.
7. Cryptographic algorithms and HSM (Hardware Security Module)
Using hardware modules to generate and store cryptographic keys.
The highest level of protection against hacking and leakage of encryption keys.
8. Protection when working with cryptocurrency
Using cold wallets to store the bulk of funds.
Multistage authorization for translations.
Mandatory verification of transactions for compliance with AML requirements.
9. Result
Licensed casinos use multi-level payment protection, combining encryption, tokenization, authentication, PCI DSS standards and anti-fraud monitoring. These measures reduce the risk of fraud and ensure the safety of funds at each stage - from entering details to receiving money to the player's account.
